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#1 26-01-12 11:12:18

(ROG)
Verified Member
From: LEICESTER
Registered: 23-08-10
Posts: 1,551

IAM: Cheaper insurance costs and training for young drivers

http://uk.autoblog.com/2012/01/12/iam-c … d=webmail7

IAM: Cheaper insurance costs and training for young drivers

The Institute of Advanced Motorists (IAM) has called on the Government and insurance companies to provide reduced insurance costs to young drivers who take additional training after passing their tests.

With premiums having risen substantially over the last few years, many young drivers admit to lying about their details to insurers, in hope of a better deal. Not surprising, when you consider the average premium for a 17-22 year old man is £2,977 – more than three times the national of £907.

Worryingly, a Government Transport Select Committee survey recently found that 21% of young drivers had considered driving with no insurance at all.

The IAM is also calling for the standard of the driving test to be reviewed.

It is highlighting the issue after its own survey revealed that half of all new drivers questioned did not feel fully prepared to drive on their own, and that 74% would definitely take further driving training if it meant reduced insurance premiums.

IAM chief executive Simon Best said: "The simplest way to reduce insurance premiums is to prevent accidents. We need to start rewarding good drivers by encouraging further driver training through cheaper insurance.

"Pass Plus no longer provides a respected or effective training offering. The government, insurance and road safety industries need to work closely together to develop a better, universally recognised option - a partnership which the IAM is keen to be a part of."


IAM Observer
Leicester group of advanced motorists
LGV instructor from 2005 to 2008

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26-01-12 11:12:18

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Re: IAM: Cheaper insurance costs and training for young drivers



#2 26-01-12 11:51:42

Gizmotime
Administrator
From: Bolton Lancashire
Registered: 05-04-04
Posts: 1,962

Re: IAM: Cheaper insurance costs and training for young drivers

The Insurance Company's are having a laugh with what they charge Young drivers, It's not on at all.

Giz

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#3 26-01-12 12:23:58

Daveyboy
Verified Member
From: Nr Alford, Lincolnshire
Registered: 25-01-09
Posts: 377

Re: IAM: Cheaper insurance costs and training for young drivers

At a recent Transport Select Committee hearing one of the committee members who is an IAM member received a £2.98 discount because of his IAM membership.

Hardly worth the cost of doing IAM.

It looks like the insurance industry has no confidence in the IAM also.

Daveyboy

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#4 26-01-12 17:00:54

Terrier
Banned
From: Greater Manchester
Registered: 15-05-11
Posts: 657

Re: IAM: Cheaper insurance costs and training for young drivers

The insurance industry is no longer prepared to give discounts to young drivers just because they have taken further training, they regard discounted insurance as a poor incentive to improve a young persons driving.


ADI Development Greater Manchester & Cheshire Grade 6 ORDIT Approved
Cardington Grade A  RoSPA Gold
DSA External Trainer Certificate for Instructor Training

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#5 19-10-12 15:05:32

BDofNI
Member
From: Belfast / Lurgan
Registered: 19-10-12
Posts: 18
Website

Re: IAM: Cheaper insurance costs and training for young drivers

I passed my advanced test with the IAM in march of this year. My insurance renewal came in this September and it was 414, higher than last year.
I phoned up adelaide insurance who do the IAM Surety and was quoted 209, fully comp and with NCB protected smile .


IAM Member

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#6 19-10-12 15:50:06

Roadmaster
Verified Member
Registered: 04-03-04
Posts: 5,670

Re: IAM: Cheaper insurance costs and training for young drivers

It always pays to get several quotes.  You usually find that one insurer will match another quote.

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#7 19-10-12 18:24:30

pegasus
Verified Member
From: north west
Registered: 25-02-05
Posts: 3,297

Re: IAM: Cheaper insurance costs and training for young drivers

Hi

BDofNI wrote:

I passed my advanced test with the IAM in march of this year. My insurance renewal came in this September and it was 414, higher than last year.
I phoned up adelaide insurance who do the IAM Surety and was quoted 209, fully comp and with NCB protected smile .

Was that on a school car or a private one?

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#8 19-10-12 19:09:57

BDofNI
Member
From: Belfast / Lurgan
Registered: 19-10-12
Posts: 18
Website

Re: IAM: Cheaper insurance costs and training for young drivers

pegasus wrote:

Hi

BDofNI wrote:

I passed my advanced test with the IAM in march of this year. My insurance renewal came in this September and it was 414, higher than last year.
I phoned up adelaide insurance who do the IAM Surety and was quoted 209, fully comp and with NCB protected smile .

Was that on a school car or a private one?


My own private car which I have been driving for eight years, insurance group 9/50.


IAM Member

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