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#1 07-11-09 09:22:49

driverpete
Verified Member
From: Nottingham
Registered: 06-02-06
Posts: 457

Business banking

I need to move my business account and I'm wondering what recommendations any of you guys can offer. I want someone who will offer internet banking and will do all the legwork involved with transferring direct debits/standing orders to the new account, and it goes without saying, at minimum cost.


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07-11-09 09:22:49

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Re: Business banking



#2 07-11-09 10:32:29

FRANKS
Verified Member
From: WALES
Registered: 05-06-06
Posts: 530

Re: Business banking

Do you need a business account,

I run most of business through a private account.


Try always to be honest in everthing you do.
Be an 'HONEST BUSINESS PERSON'
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#3 07-11-09 11:19:10

confused
Verified Member
From: Milton Keynes
Registered: 15-09-05
Posts: 1,307
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Re: Business banking

Me too, internet & phone banking, standing orders & driect debits, plus less charges for things. makes more sense.


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#4 07-11-09 17:54:26

Freedom Phil
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From: Sunderland, North East UK
Registered: 31-03-09
Posts: 342
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Re: Business banking

I used to use a second personal account for all my business expenses, that way everything was kept separate and I didn't have to pay any bank charges.  I've recently switched to Abbey who offer free business banking.  The only real difference is I now have an account with 'Freedom SOM' on it, rather than just my name, and it looks much more professional.  Tho I do have a number for a business banking adviser at my local branch if I should ever need it.

To be honest, if your working indi there isn't much need for a business bank account, just open a second personal account with whoever your banking with now and save all the business banking charges.  If your operating a driving school then having an account with your school name on it looks professional.... but lets be honest, it's not totally necessary.

I think most instructors get paid in cash anyways, so there isn't a massive need for a business bank account.  My accountant advised me to have a separate account for business things, just to keep the tax man happy and make things easier.

.phil.
:angel:


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#5 07-11-09 18:12:42

Dux
Verified Member
From: Manchester
Registered: 12-09-07
Posts: 985
Website

Re: Business banking

I've got a business account with Alliance and Leicester, been with then since the start, no charges, no problems.


Part 1 Passed April 07

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Part 3 Delayed Success 05/12/07    3-3

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#6 07-11-09 18:24:58

Loopy Lou
Verified Member
From: Berkshire
Registered: 03-11-07
Posts: 554

Re: Business banking

I've got a business account with Alliance and Leicester, been with then since the start, no charges, no problems.

Same here - but they do charge if you don't pay in any money for a month or if you pay in more than a certain amount of cash in a month.

The charges aren't much though. Forgot to pay money in a couple of months ago and I think they charged a fiver.

Other than that, they're very good. You can pay in money at any post office and they offer online & phone banking too.


It's too bad that stupidity isn't painful...

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#7 07-11-09 21:08:25

hoylake
Verified Member
From: Heysham
Registered: 21-09-07
Posts: 1,435
Website

Re: Business banking

I've got a business account with Alliance and Leicester, been with then since the start, no charges, no problems.

When Bradford & Bingley made it clear they didn't want my cash deposits, I moved to then, Girobank. Now they're Allliance & Leicester: to date not looked elsewhere.


http://www.sophiesdrivinglancaster.co.uk
Adi & Fleet Trainer, RoSPA Gold

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#8 07-11-09 23:28:54

oddies
Verified Member
From: YORK
Registered: 17-06-05
Posts: 144

Re: Business banking

I have a business account for direct debits, so a record of those payments are kept for my Accountant - my wife.

I pay my cash and cheques into our private account via the bank, and use internet banking to transfer various amounts into my business account. Easy Peasy!

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#9 08-11-09 20:53:53

golfball13
Verified Member
From: Chelmsford, Brentwood, Essex
Registered: 22-08-07
Posts: 244
Website

Re: Business banking

I've got an extra personal account and use internet banking  to transfer 'wages' into my joint account. It's worked well for several years.

Rob


RPL Driving
Driving lessons in Chelmsford, Brentwood, Billericay and other areas of Essex

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