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#1 05-04-09 17:52:40

Disky
Verified Member
From: Central Scotland
Registered: 10-03-05
Posts: 1,333
Website

Health Insurance

.............. is probably something that we have not really had a recent thread on.

So, as we're all getting older i thought i'd look into it.

Does anyone have this ? Bupa or something similar, if so what is the rough costs per month, is it tax deductable etc etc

many thanks
Ray

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05-04-09 17:52:40

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Re: Health Insurance




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#2 05-04-09 22:27:08

samds
Verified Member
Registered: 21-01-08
Posts: 526
Website

Re: Health Insurance

I've got Bupa cover, get it free with the wifes job.  I'd be interested in cover for being off ill though.


At University studying Humanities with Literature and Music.

http://www.myspace.com/scottmacalister/

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#3 13-04-09 21:30:46

Disky
Verified Member
From: Central Scotland
Registered: 10-03-05
Posts: 1,333
Website

Re: Health Insurance

cheapest i can find for medical cover is approx £80 per month,, thats for self and spouse.,, then it goes all the way to about £300 depending on whats covered

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#4 13-04-09 21:43:16

smithwold
Verified Member
From: Berkshire
Registered: 18-08-07
Posts: 716
Website

Re: Health Insurance

I queried this on a tax workshop as I had just had 3 months off but had cover through my franchise, but wanted to know the answer as considering going independent.

Insurances like these are not tax deductable as they are considered a personal item, even though we are self employed.


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#5 15-04-09 19:09:08

kaf
Verified Member
From: Wiltshire
Registered: 05-08-07
Posts: 3,328
Website

Re: Health Insurance

Yes, have a BUPA policy, £125 for family, have used it a number of times.

As stated, it is not tax deductable

Have a look at cash benefit plans as an option.

They pay you a cash sum in the event of needing treatment, you can use this towards medical costs and make up any extra yourself. They are a lot cheaper and as it is not an 'insurance claim' you can often negotiate the medical bill down.

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