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#1 15-06-07 11:34:22

timmanwaringadi
Verified Member
From: Devon
Registered: 29-08-06
Posts: 2,406
Website

Insurance for Fleet Training

Just been sorting out my insurance and wanted to know what other people do for their fleet training - do you rely on the third party cover you get with your driving school insurance, or do you get some description of specialist cover, and if so - where from?

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15-06-07 11:34:22

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Re: Insurance for Fleet Training



#2 15-06-07 17:29:52

ExAdiNigel
Member
From: Plymouth, Devon
Registered: 13-12-04
Posts: 4,739

Re: Insurance for Fleet Training

Most fleet training is done in the clients own car, which is usually insured for business use.  If the car doesn't cover me then I simply don't do a demo drive - everything else is OK.

Nigel


National Standards Cycling Instructor, Ex Adi

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#3 15-06-07 17:43:51

timmanwaringadi
Verified Member
From: Devon
Registered: 29-08-06
Posts: 2,406
Website

Re: Insurance for Fleet Training

I can understand that, do you check though? Most of the insurances cover us third party but do you have any kind of disclaimer for your demo drive?

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#4 15-06-07 23:45:07

ExAdiNigel
Member
From: Plymouth, Devon
Registered: 13-12-04
Posts: 4,739

Re: Insurance for Fleet Training

Well at the moment, no, cos all the fleet work I do is for RoSPA or Drive & Survive.

It is something I need to think about if I start to try and find fleet work for myself.  We should be able to find insurance to cover us fully comp - surely garage employees are covered fully comp ao the insurance must be available somewhere.

Nigel


National Standards Cycling Instructor, Ex Adi

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#5 16-06-07 08:15:30

timmanwaringadi
Verified Member
From: Devon
Registered: 29-08-06
Posts: 2,406
Website

Re: Insurance for Fleet Training

The only ones so far who've offered it have been Adrian Flux, and with no no-claims it was nigh on a grand, so I'm still thinking on that one!

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#6 19-06-07 19:27:30

Jimothy
Verified Member
From: Cheshire
Registered: 19-04-06
Posts: 224

Re: Insurance for Fleet Training

Surely it is a matter for the client to ensure that their vehicle is insured for them to drive it. As Nigel said, if it isn't insured for me I don't do a demo drive. I don't see a need for any further insurance. Or have I missed something fairly obvious here? It is a contractual matter to agree what insurance exists and whether ornot a demo drive is required.


Driving Standards Agency Approved Driving Instructor
Driving Standards Agency Registered Fleet Driver Trainer
ORDIT registered instructor trainer
Accredited BTEC Trainer (Driving Science)
IAM Registered Instructor
IAM Observer

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#7 20-06-07 07:44:40

timmanwaringadi
Verified Member
From: Devon
Registered: 29-08-06
Posts: 2,406
Website

Re: Insurance for Fleet Training

How do you check whether it is insured for you though? That's where I worry, because I can imagine spending hours reading through the company's insurance policy simply to find out whether I'm insured at all. I agree that it is a contractual matter, but I just think it would be much simpler if I could insure myself for this, but apparently there is no product out there.

I'm sure that it wouldn't be a huge problem for a company to bring out a policy for fleet trainers which covered us fully comp for any vehicle up to a certain cost. This would give me peace of mind, and would mean that I could be certain that I could give a demo drive. As things go, while working for myself I doubt I'll be giving demo's at all due to the legal complexities.

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