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#1 14-04-07 10:46:14

New Girl
Verified Member
From: Somerset
Registered: 25-07-05
Posts: 524

Buildings and Contents home insurance

We are in the process of moving house, and sorting out buildings and contents insurance.

One of the questions you get asked are whether the property will be used for business purposes.  Now, I do keep my files in my house, and I use the computer for research (like this!) and stuff....but should I put that down as being used for business??

What do you lot do?  If I say no, and then make a claim will that leave me in trouble?  If I say yes will that make a difference to my premiums?
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14-04-07 10:46:14

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Re: Buildings and Contents home insurance



#2 15-04-07 09:25:36

jr
Verified Member
Registered: 29-10-05
Posts: 79

Re: Buildings and Contents home insurance

I query the business part with them. Tell them what I do and what part of the business 
takes place at home. They usually make a note of it but so far has not effected the premium.
John

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#3 20-04-07 15:35:17

ivorthedriver
Verified Member
Registered: 04-04-06
Posts: 208
Website

Re: Buildings and Contents home insurance

Assuming you do not claim for things against tax like electricity,council tax etc,I would not think it would be deemed your property is for business use. You need to be aware that using your home for business will create capital gains issues when you move home.


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