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#1 20-10-04 11:39:10

richardlumb
Guest

Insurance Questions

I am about to embark on my my training and am trying to get my head around all the variables. I have my eye on a nearly new car and am going to go down the private route, once my training is complete - at least that's the plan today!

Regarding insurance: I will be needing a new policy on the car i order to do the training. However I'll be needing ADI insurance once the training is complete. But I don't know how long it will take to train, and whether or not I will be paying for a years insurance, which I may not need for a full year. If you follow me?

Now i could pay monthly for my insurance and then cancel it when I no longer need it, but the best quotes I have are all annual payments.

Do the specialist insurers cater for my circumstances?

Hopefully,

Richard

20-10-04 11:39:10

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Re: Insurance Questions



#2 20-10-04 20:15:36

Bull on edge
Verified Member
From: NI
Registered: 13-03-04
Posts: 1,475
Website

Re: Insurance Questions

Hi Richard

If you are a member of DIA they do ADI cover, but be aware that I and a few of my colleagues were left uninsured (and teaching!) for a period of two weeks a couple of years ago due to incompetence by the company providing the cover at the time (we received an apology from DIA but, although promised, no follow up at all) :evil:

I and most of my colleagues who were affected by this are now insured happily with HSBC. big_smile


In Memory of Margaret (Mags) Adair ADI 

£2500 raised by our car on the Lejog and presented to Marie Curie, thanks to all who donated or helped in any way. David and Joe

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#3 06-11-04 13:05:13

jeni
Verified Member
From: Poole Dorset
Registered: 05-10-04
Posts: 444
Website

Re: Insurance Questions

Richard

check with your insurance company you do not require special insurance to train to become an ADI - only when you have a trainee licence or full green

My PDI's usually check with their insurance companies and its only a problem if you have dual controls fitted - you cannot get ADI insurance until you have a licence and if you have dual controls fitted you cannot get ordinary insurance unless they are de activated

I am with Master cover although they are not the cheapest especially for PDI licence they offer a great service and I have had to make 4 claims all with no problems whatsoever - the last time I was hit the car was parked (no one in it) and nearly written off by a drunk driver

I phoned them a nine o clock and the car was picked up at 9.45 and my dual contolled replacement car arrived the next morning - great

They also offer a full protected no claims for no extra cost so my insurance will never go up

If you join the DIA you get a magazine and there are loads of insurance companies advertising in that

as I say call your insurance company remember you can use any car for the part 2/3 as long as it is legal and manual - I always steer my PDI's away from buying a new car until they get their green - unless they have to

Any more questions PM me

Jeni    lol


Jeni Holland ADI Driving Instructor Trainer (Passed Ordit 2006) Pay as you go trainer
www.abfabdec.co.uk

Poole Dorset 01202 259382

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#4 06-11-04 17:35:13

rrmark
Verified Member
From: Reading
Registered: 24-05-04
Posts: 27

Re: Insurance Questions

Hi Richard

I have just got my insurance and was in the same boat as you. I was told by a couple of the instructor insurance companies that to get their policy I had to have passed part 2 and have duals fitted (have only passed part 1) so went with normal insurance but found one that only charged pro rata so when (if) i pass part 2 I can cancel policy and only pay for time covered. The only draw back is these few months wont count towards any no claims bonus.

Mark

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