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#1 12-11-07 01:08:46

dog
Verified Member
Registered: 29-10-06
Posts: 813

Insurance question

Just a question, to clear this up, if you're hit by another driver and your car is written off and it is NO FAULT OF YOUR OWN, will their insurance company pay out the value of your car to you?

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12-11-07 01:08:46

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Re: Insurance question



#2 12-11-07 06:52:38

FRANKS
Verified Member
From: WALES
Registered: 05-06-06
Posts: 530

Re: Insurance question

Normally, yes


Try always to be honest in everthing you do.
Be an 'HONEST BUSINESS PERSON'
Gain respect in ever thing you do

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#3 12-11-07 09:24:46

adi
Verified Member
From: shropshire
Registered: 28-02-04
Posts: 1,231
Website

Re: Insurance question

Not sure they will, if it's brand new. I took out GAP insurance to cover the difference between what the insurance company will pay me and what it would cost to replace the car. If you have finance on your car and you owe say 13k and a few months later your car is written off you might still owe about 12k but the insurance might only pay out 8k!! You would have to replace your car with that and still owe 4k on finance!!
If you have a new car and don't have gap then i would recommend it.
(Relating to the click the pepper thread, does this post constitute giving financial advice???!!!!lol)

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#4 12-11-07 10:53:20

Luchell
Verified Member
From: Salisbury
Registered: 12-06-07
Posts: 1,661

Re: Insurance question

Unless the other party have no insurance thats what happened to me   roll

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#5 12-11-07 10:56:08

jonsmithuk
Verified Member
Registered: 27-10-07
Posts: 403

Re: Insurance question

They will pay you market value for the car unless you have GAP insurance, in which case you get back the money you paid for the car. You will still have to pay an excess on the policy. Oh and you might have to wait ages for it to come through.

Jon

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#6 14-11-07 20:11:43

Lily
Guest

Re: Insurance question

That depends on the company

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