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#1 01-04-07 15:24:58

ijmoore
Verified Member
From: Staffordshire
Registered: 25-10-06
Posts: 1,077
Website

Critical Illness/accident cover/Sickness cover

Hi all, I need to start sorting out the above....what do I need, where do I go, and what are the best deals?

Also what does it cover, has any one had any experience of a claim? Cheers in anticipation!


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01-04-07 15:24:58

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Re: Critical Illness/accident cover/Sickness cover




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#2 01-04-07 21:14:27

binty1968
Verified Member
From: Hants/Surrey border
Registered: 22-02-06
Posts: 1,691
Website

Re: Critical Illness/accident cover/Sickness cover

Ive been looking into this too as its something i will need to get. I did a 'Net Search' and put in 'Health Insurance for Self employed', brought up a fair few pages, ive yet to have a good read thru yet.
I recall seeing a similar post not so long ago on here, may be worth doing a search on the forum too.

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#3 01-04-07 21:21:04

keefidee
Verified Member
From: south east wales
Registered: 25-11-06
Posts: 510
Website

Re: Critical Illness/accident cover/Sickness cover

I have used a couple of schemes during my previous 20 years being Self Employed, I would advise reading the Terms and Conditions in small print VERY carefully and divulge all information whether you think it applies or not.

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#4 02-04-07 22:10:06

smdtr
Guest

Re: Critical Illness/accident cover/Sickness cover

http://www.moneysupermarket.com/business-insurance/

http://www.moneysupermarket.com/medical/

http://www.moneysupermarket.com/lifeins … rance.aspx


You can get quotes from here.  I ran a poll about illness cover few weeks ago and a good suggestion came out.  Basically a saving fund built up over the years to cover short to mid term illness. 

Here's some info I found.

http://www.godirect.co.uk/life-insuranc … oyment.php

As mentioned read the small print and the exclusions.  Existing conditions are not usually covered.


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#5 05-04-07 14:24:31

SMILE
Verified Member
From: Northampton
Registered: 31-05-06
Posts: 280
Website

Re: Critical Illness/accident cover/Sickness cover

If you have a mortgage it may be worth checking if you havent already got this type of cover, I checked with my financial advisor (who conicidentally used to be an ADI!), and he told me this was set up with our mortgage and still covered by for being self employed.    yikes


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